You can avoid the majority of scams and fraud by simply using common sense. Following are a few tips. For specific scams reported to Rluxurycars.com, see below.
Who to Notify about Fraud or Scam Attempts:
- Deal LOCALLY with people you can MEET IN PERSON and you'll avoid nearly 99% of the scam attempts.
- NEVER WIRE FUNDS via Western Union, Moneygram or any other wire service. Anyone who asks you to do so is a scammer.
- FAKE Cashier Checks and Money Orders are common in scams. Banks WILL cash them, but hold YOU responsible when the fake is discovered weeks later.
- Rluxurycars.com does not get involved in any transactions. We do NOT handle payments, guarantee transactions, provide escrow services, or offer any type of "buyer protection" or "seller certification."
- NEVER GIVE OUT FINANCIAL INFORMATION (bank account number, social security number, eBay/PayPal info, etc.).
- Avoid deals involving SHIPPING OR ESCROW SERVICES. Be aware that only a scammer will "guarantee" your transaction.
If you suspect that an item posted for sale in the Rluxurycars.com may be part of a scam, please REPORT THE ABUSE by clicking the "Contact Us" link near the top right-hand corner of the listing description page.
You may also email details to "Contact Us". Be sure to include the page URL or Posting ID number in your message.
In addition, you may report abuse to the following organizations:
Credit Card Fraud:
Consider not purchasing from sellers who won't provide you with this type of information. Check with the Better Business Bureau from the seller's area. Don't judge a person/company by their web site. The safest way to purchase items via the Internet is by credit card because you can often dispute the charges if something is wrong. Make sure the transaction is secure when you electronically send your credit card numbers. If you suspect credit card fraud: contact the issuer(s) immediately.
- Always use common sense -- it is the best rule of thumb. Be very careful to whom you give your credit card. Don't give out your account number over the phone unless you initiate the call and you know the company is reputable.
- Never give your credit card info out when you receive a phone call. (For example, if you're told there has been a 'computer problem' and the caller needs you to verify information.)
- Legitimate companies don't call you to ask for a credit card number over the phone. Send the seller an e-mail to see if they have an active e-mail address and be wary of sellers who use free e-mail services where a credit card wasn't required to open the account.
- Never respond to emails that request you provide your credit card info via email -- and don't ever respond to emails that ask you to go to a website to verify personal (and credit card) information. These are called 'phishing' scams.
- Never provide your credit card information on a website that is not a secure site.
- Open credit card bills promptly and make sure there are no bogus charges.
- Treat your credit card bill like your checking account -- reconcile it monthly. Save your receipts so you can compare them with your monthly bills.. If you find any charges that you don't have a receipt for -- or that you don't recognize -- report these charges promptly (and in writing) to the credit card issuer.
- Don't trust a site just because it claims to be secure. Before using the site, check out the security/encryption software it uses. Make sure you are purchasing merchandise from a reputable source. Do your homework on the individual or company to ensure that they are legitimate. Try to obtain a physical address rather than merely a post office box and a phone number, call the seller to see if the number is correct and working.
If you follow all these tips, it will go a long way in protecting you from credit card fraud.
- Most credit card companies have toll-free numbers and 24-hour service to deal with these emergencies -- they are eager to avoid credit card fraud.
Personal Safety Tips:
The majority of users on Rluxurycars.com are trustworthy and well-intentioned. Nevertheless, it's very important to take the same common-sense precautions when meeting someone for the first time in person as it is when interacting with them online. Remember to:
- Insist on a public meeting place like a cafe
- Tell a friend or family member where you're going
- Take your cell phone along if you have one
- Consider having a friend accompany you
- Trust your instincts